40 results for author: LiveRichSaveMoney


Women Should Make Retirement Planning a Priority And Not Privatize Social Security

Some lawmakers would have you believe that social security is a massive debt program in terrible trouble. A Ponzi scheme is how many have characterized it. When retirement planning is a priority the privatization of social security should have a lessened affect. A Ponzi scheme is when a person runs a fake investment company that uses new investor funds to pay old investors, instead of actual investment returns. Most or none of the money is ever invested in anything, but instead is stolen by the fake investment gurus. Because of this, most Ponzi schemes collapse in a short period of time, an exception was Madoff who went for about 30 years. The ...

Financial Tips for Five Career Changes

Finances are at the top of everyone’s minds these days. You can’t listen to the news or read the newspaper without hearing some mention of the economy. Those who are contemplating career changes or soon to be—may already be stressed out by financial issues. A couple of financial advisors provided five tips on financial management for those who are in the middle of career changes at our, Career Networking Group.  1) Write Down Your Monthly Budget, Maintain a Budget Booklet Budget: This is a scary and painful word for some people but having a written budget is a critical first step for those who need to manage their money—especially...

Change the Way You Think About Saving Money and Increase Your Wealth

Our idea about saving money comes, from many different sources. Some good and some bad. Because of this there are those who make a lot of money and have little in savings and retirement, and very little financial wealth. For them paying monthly bills is a chore, often times paying only half of their bills per month. Then there are those who make marginal incomes and save money, pay all of their bills every month with ease, and retire comfortably. The difference between the two is their money IQ. The former has a high income, but a low money IQ. The latter has a modest income, but a high money IQ, and substantial financial wealth. You can't ...

How to Save Money on Urgent Needs and How to Save Money on Food

If you are a regular spender or shopaholic always in need of money at the end of the month, then you are probably in desperate need to find out how to save money fast! Everything is becoming expensive, with products practically selling themselves, and tempting you to buy in every way possible. Your credit card debt is overflowing, and burning a hole in your pocket. It is time for you to start figuring out a way to save fast. The following are helpful tips to teach you how to save money fast:   Saving starts with you- Make your mind up to think savings. Stop and think, before you decide to spend money. Ask yourself, do I need this, can I afford ...

The Most Affordable Colleges May Be In Your Hometown and Scholarships for College

What do we mean when we say the most affordable colleges, and You Can Find Scholarships for College   It is a known fact that good things do not come cheap. The simple answer is, no they do not. Then how can we look for a college that is cheap? After all, college is a place at which we begin to nurture and grow as an individual. It forms the first stepping stone of our bright career. Here the word is not cheap, but affordable. There is a radical difference between the two. When we look for a college there are a number of criteria and benchmarks that we have in mind and you'd like to satisfy all of them while selecting a college. Spending ...

How to Save Money When You Are Unemployed

It is Possible to Learn How to Save Money When You Are Unemployed, Even When You Don't Have A Savings Mindset Learning how to save money when you are unemployed is not difficult, but it does require some concentration and tracking your spending. Blaming yourself or others is a useless exercise when you have been fired from your job,  but you should be thinking, how to save money, instead.  You are definitely not the first, or the only one who has been laid off  a  job, in fact, there are many more like you who have efficiently come up with solutions, it just takes a little time.  Others are successful due to their concentration on support ...

How to Save Money When You Have Kids

If you have a bunch of kids at home making you struggle financially and wonder how to save money, read on to unleash the secrets of financial management. Though kids are god’s blessings and the best gifts to mankind, managing them is a hard task at hand and to do so while keeping track of your finances is all the more difficult. With children around, the expenses are sure to go in for a toss and it might get tough to make ends meet. And as the number of kids living under one roof multiplies, the daily expenses like food, medicine, electricity, education etc. multiplies manifold and so does your financial worries. To add to that, fulfilling the ...

10 Ways to Save Money on Your Monthly Expenses

In the wake of recessions, job cuttings and rising unemployment rates and household expenses, the most important question on the minds of most  people is; What are the many ways to save money on monthly expenses?  The answer is not simple, though a little bit of behavioral change, can help you find a lot of ways to save  money on monthly expenses;  strengthening your finances. Here are 10 great ways, illustrating, some easy ways to save money on monthly expenses. 1. Phone and Internet Facilities, The First of 10 Ways to Save Money   Do not keep several phone lines at home when you can use a single cell phone to receive most of ...

How to Save Money When You Are A College Student

Every student must have come across the question,  ‘how to save money when you are a college student?’, at different times during their wonderful college years. College is all about making new friends, acquiring a quality education, and having a great time. But a lack of financial "unawareness" on your part, can make it a period of  full  financial crises. Every student entering college arrives with a dream of collegiate success, but in fact, there are only a  few who succeed, since others let financial hardship get in their way. The reason for this disparity is not because few students are financially superior,  but it is because they ...

6 Ways A Single Mom Can Teach You How to Save Money

Single Mom's Are Some of The Best Money Savers, Here Are A Few, How to Save Money Tips Nearly every single mom eventually comes across this one question,  ‘how to save money?’,  and interestingly the answer to the question varies considerably from one person to another. The saving tips working for a single mom would be different than a student, and  a working professional, and entirely unique saving methods would apply for a couple.  Being a single parent is not an easy job and this job becomes all the more difficult, when a single mother is the subject. Life is not easy for mothers especially in today’s financial climate, when she ...