Learn to Save Money


The Devastation of American Life Without Health care

There has been a lot of debate about the government provided health care coverage in the United States. Who would have thought there would ever have been a debate about saving lives? With the uninsured rate sky rocking from 2 million in the 1970's to over 50 million (uninsured and under-insured), before the government sponsored health coverage began. We would have thought everyone would have been ecstatic about its lifesaving function. After all, the politicians who don't agree with it get government sponsored paychecks, pensions and health care.   There ...

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Save Money in 68 Powerful Ways

An Excerpt to the book –Live Rich Save Money! 68 Powerful Ways to Save Money, Now and Forever, by Lois Center-Shabazz Saving Money by Understanding the “Live Rich” Concept “Live Rich” is a concept I created after years of frugal living, saving and investing, that has landed me in a comfortable lifestyle. I want to share this information with you, so you can do the same. Ponder this scene; you see someone living in a mansion with eight luxury cars, the wife with five furs, and the kids in private school, but they could essentially be “living poor”.  Why? ...

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7 Reasons You Should Save Money Aggressively

Stuff happens and its tied to a bit of psychology Save money aggresively because emergencies happen all the time. It doesn't matter how well you maintain your car, your home or your body. Something can go wrong at any time that requires money. In some cases there will be insurance, as in the case of health. But, even with health insurance there are co-payments and deductibles. With homeowners insurance some major things are covered and some are not. With your car, unless it is an accident, you usually have to come out of pocket to cover the cost, but even car ...

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10 Ways to Save Money When Your Cash Flow is Low

Many Americans complain they are having a tough time paying bills because we are in a tough economy, but for many of the complainers, their bill paying was tough in a good economy. Why? They overspend no matter how much money they make. If they under spend when the economy is good, they will have money left to save and then live off when the economy is tough. Also, when the economy is tough, your good habits will be rewarded with financial peace of mind, transferring the good habits you learned from the better economy to the poor economy. Since the U.S. economic status ...

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Ways to Save Money With an Online Calculator

Do you need information about saving money, budgeting, renting or buying a home? Do your research, and start by using online calculator. Live Rich Calculators has calculators which will help you calculate to stay financially solvent, in case of a job loss, or other financial tragedy. The most important calculators to stay financially solvent are savings, budgeting and home rent or own calculators. The "rent or own" calculator is significant because it tells you if you should keep renting, or if you are ready to buy a home. The foreclosures have been very high in the ...

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What is Minimum Wage? And How Personal Finances Are Affected by it

Not a day goes by that I hear something about minimum wage laws, some law makers think it would be a good idea for low income employees to have a livable wage, by increasing the minimums, while others think it is not. Because of the constant arguing around the topic, I think many Americans are confused about why politicians would not want employees to make a livable wage. I will try to explain here why it is important for all of us to engage in the conversation around getting all Americans to enjoy a livable wage and how it affects personal finances and the economy. I ...

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Car Maintenance – How to Save Money On a Car

Cars have become very expensive compared to income in the recent past decade. Because of this many people are purchasing used or new-used cars and keeping them for as long as they run well. This is possible if you understand car maintenance and the importance of regular car maintenance. I have two cars I purchased at 3 years old; this saved me about 70% off the new car price, on top of that I have driven the cars for the past 8 and 10 years. I have never had serious issues with my cars since maintenance has always been one of my strong suits. In order to keep a car in good ...

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How to Save Money When You Are Unemployed

It is Possible to Learn How to Save Money When You Are Unemployed, Even When You Don't Have A Savings Mindset Learning how to save money when you are unemployed is not difficult, but it does require some concentration and tracking your spending. Blaming yourself or others is a useless exercise when you have been fired from your job,  but you should be thinking, how to save money, instead.  You are definitely not the first, or the only one who has been laid off  a  job, in fact, there are many more like you who have efficiently come up with solutions, it just takes ...

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10 Ways to Save Money on Your Monthly Expenses

In the wake of recessions, job cuttings and rising unemployment rates and household expenses, the most important question on the minds of most  people is; What are the many ways to save money on monthly expenses?  The answer is not simple, though a little bit of behavioral change, can help you find a lot of ways to save  money on monthly expenses;  strengthening your finances. Here are 10 great ways, illustrating, some easy ways to save money on monthly expenses. 1. Phone and Internet Facilities, The First of 10 Ways to Save Money   Do not keep several ...

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